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Overview of Medicaid and SCHIP Coverage


Group Income Eligibility
Children 200% FPL
Pregnant Women 133% FPL
Parents 2 42% FPL
Adults (Primary Care Network, enrollment capped) 150% FPL
SSI Disabled (non-elderly) 100% FPL

Medicaid, SCHIP, and Federal Authority3

Section 1115 Waiver - Utah's Primary Care Network is a statewide section 1115 demonstration to expand Medicaid coverage. The demonstration uses increased flexibility with current state plan eligibles to fund a Medicaid expansion to 25,000 uninsured adults between the ages of 19 - 64 with incomes up to 150 percent FPL. The expansion provides primary care and preventive services to low-income adults who would otherwise lack health insurance. The state's SCHIP program covers children under age 19 with incomes up to 200 percent FPL. The state's premium assistance program called Covered at Work has been replaced with the Utah 's Premium Partnership for Health Insurance (UPP). The UPP program draws federal matching funds under the Primary Care Network waiver.

To learn more about the Utah Primary Care Network, read SCI's Profile in Coverage.

High-Risk Pool  

The Utah Comprehensive Health Insurance Pool (HIPUtah) became operational in 1991. The pool is financed by the State Comprehensive Health Insurance Pool Enterprise Fund and legislature appropriations. The premium rate is set at 200 percent of the standard risk rate. As of June 2006, just over 3,300 people were enrolled.

Limited-Benefit Plan  

In 2002, the legislature passed HB 122, which permitted insurance carriers to offer coverage that is similar to what is covered under Utah 's 1115 Medicaid waiver ( Utah 's Primary Care Network).

Dependent Coverage

Passed in 1994, Utah requires insurance carriers to provide coverage for unmarried dependents until their 26th birthday. This requirement applies to dependents regardless of their educational status.

Other- Utah's Premium Partnership for Health Insurance (UPP)

In November 2006, Utah announced a revised premium assistance program, the Utah Premium Partnership for Health Insurance (UPP). This program draws federal matching funds under the Primary Care Network waiver and the State's SCHIP Program. Qualified low-income workers and their families can receive up to $150 per adult and $100 per child on a monthly basis to help defray the cost of employer-sponsored insurance premiums if these premiums represent more than 5 percent of their annual income. The program provides funding for up to 1,000 adults with incomes up to 150 percent FPL, and children, whose family income can be up to 200 percent FPL. UPP replaces an earlier program, Covered at Work that offered a monthly premium subsidy of $50.

Sources of Health Insurance Coverage State Data 2004-2005, U.S.

Notes and Sources

 

Percentage of Private-Sector Establishments That Offer Health Insurance Based on Firm Size by State, 2004

 

Information presented in the profile was summarized in December 2006 from a review of state Web sites and reports, and through contacts with state officials. In most cases the profiles were reviewed by state officials; however, it is possible that states have implemented strategies that are not reflected in this profile.

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1 This overview provides a general description of state coverage levels under their Medicaid and SCHIP programs, including coverage through waivers, as of October 2006. Health Management Associates researched eligibility information from state web sites, data from state reports, and verified through contacts with state officials during the fall of 2006. This does not reflect the specific eligibility categories or requirements. This is not intended to be a substitute for eligibility information provided by each state. Individuals interested in applying for these programs should contact the state directly for specific eligibility requirements.
2 If parents qualify for Medicaid, then they enroll in Medicaid. They can only qualify for PCN if they have been screened for Medicaid eligibility and found not eligible for Medicaid.

3 The profile only includes Medicaid and SCHIP waivers intended to make comprehensive expansions to the uninsured. At this time, the profiles do not include Family Planning, Pharmacy Plus waivers, or long-term care waivers.

4 Urban Institute and Kaiser Commission on Medicaid and the Uninsured estimates based on the Census Bureau's March 2005 and 2006 Current Population Survey.

5 Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
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