State Coverage Initiatives: State Profile: Indiana

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Group	Income Eligibility
Children	200% FPL
Pregnant Women	150% FPL
Parents	25% FPL
SSI Disabled (non-elderly)	76% FPL

High-Risk Pool

Indiana 's high-risk pool, the Indiana Comprehensive Health Insurance Association became operational in 1982 and is financed by assessments on insurers. The premium cap for the program is 150 percent of average commercial rates for individual rates. As of June 2006, just over 7,200 persons were enrolled in the program.

Dependent Coverage

In May 2007, Indiana Governor Mitch Daniels (R) signed into law House Bill 1678 that requires commercial health insurers and health maintenance organizations to cover dependents up until the age of 24, at the policyholder's request.


	Notes and Sources

Information presented in the profile was summarized in December 2006 from a review of state Web sites and reports, and through contacts with state officials. In most cases the profiles were reviewed by state officials; however, it is possible that states have implemented strategies that are not reflected in this profile.

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¹ This overview provides a general description of state coverage levels under their Medicaid and SCHIP programs, including coverage through waivers, as of October 2006. Health Management Associates researched eligibility information from state web sites, data from state reports, and verified through contacts with state officials during the fall of 2006. This does not reflect the specific eligibility categories or requirements. This is not intended to be a substitute for eligibility information provided by each state. Individuals interested in applying for these programs should contact the state directly for specific eligibility requirements.

² Urban Institute and Kaiser Commission on Medicaid and the Uninsured estimates based on the Census Bureau's March 2005 and 2006 Current Population Survey.

³ Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.