Risk Premium in Private Insurance Rates

This cyber seminar with Reinsurance Institute state participants will focus on the nature and size of "risk premiums" that primary insurers build into private insurance rates charged to enrollees. A key question is the extent to which public or private reinsurance can lower those risk premiums.

The seminar includes presentations by and discussions with the Institute team, including Randall Bovbjerg and Linda Blumberg of the Urban Institute, Karl Ideman of Pool Administrators, Inc., Jim Mays of the Actuarial Research Corporation, and Katherine Swartz of the Harvard School of Public Health.

Presentation

Archived Session